Personal Banking



Personal Checking APY1  
$1.00 - $2,499.99 0.10%  
$2,500.00 - $9,999.99 0.50%  
$10,000.00 - $24,999.99 0.75%  
$25,000.00 - $49,999.99 1.01%  
$50,000.00 - $99,999.99 1.51%  
Balances $100,000.00 and over 2.02%  
Gold Standard Checking APY1  
$1.00 - $2,499.99 0.10%  
$2,500.00- $9,999.99 0.60%  
$10,000.00 - $24,999.99 0.85%  
$25,000.00 - $49,999.99 1.11%  
$50,000.00 - $99,999.99 1.61%  
Balances $100,000.00 and over 2.12%  
Platinum Standard Checking APY1  
$1.00 - $2,499.99 0.10%  
$2,500.00 - $9,999.99 0.60%  
$10,000.00 - $24,999.99 0.85%  
$25,000.00 - $49,999.99 1.11%  
$50,000.00 - $99,999.99 1.61%  
Balances $100,000.00 and over 2.12%  
Personal Money Market APY1  
$1.00 - $2,499.99 0.25%  
$2,500.00 - $9,999.99 2.00%  
$10,000.00- $24,999.99 2.00%  
$25,000.00 - $49,999.99 2.27%  
$50,000.00 - $99,999.99 2.53%  
$100,000.00 - $249,999.99 2.79%  
$250,000.00 - $499,999.99 2.79%  
$500,000.00 - $999,999.99 2.79%  
$1,000,000 + 2.79%  
CD balance of $5,000.00 - $24,999.99 APY1  
7 - 59 Days 2.63%  
60 - 89 Days 2.63%  
90 - 119 Days 3.02%  
120 - 149 Days 3.02%  
150 - 179 Days 3.02%  
6 Month 3.12%  
12 Month 3.25%  
18 Month 3.14%  
24 Month 2.63%  
36 Month 2.63%  
48 Month 2.63%  
60 Month 2.63%  
CD balances $25,000.00 and over APY1  
7 - 59 Days 2.63%  
60 - 89 Days 2.63%  
90 - 119 Days 3.02%  
120 - 149 Days 3.02%  
150 - 179 Days 3.02%  
6 Month 3.12%  
12 Month 3.25%  
18 Month 3.14%  
24 Month 2.63%  
36 Month 2.63%  
48 Month 2.63%  
60 Month 2.63%  
Jumbo CD balances $100,000.00 and over APY1  
7 - 29 Days 2.63%  
30 - 59 Days 2.63%  
60 - 89 Days 2.63%  
90 - 119 Days 3.04%  
120 - 149 Days 3.04%  
150 - 179 Days 3.04%  
180 - 269 Days 3.12%  
270 - 365 Days 3.25%  
IRA balances $25,000.00 and over APY1  
6 Month 3.12%  
12 Month 3.24%  
18 Month 3.14%  
18 Month Variable 3.14%  
24 Month 2.63%  
36 Month 2.63%  
48 Month 2.63%  
60 Month 2.63%  
IRA $250.00- $24,999.99 APY1  
6 Month 3.12%  
12 Month 3.24%  
18 Month 3.14%  
18 Month Variable 3.14%  
24 Month 2.63%  
36 Month 2.63%  
48 Month 2.63%  
60 Month 2.63%  

1 Annual Percentage Yield

APYs are effective as of 04/23/2008

APYs assume that interest remains on the deposit to maturity. Minimum opening balances of $100 are required for Simply Checking, Personal Checking, Gold Standard Checking, Platinum Standard Checking and Money Market Accounts. Checking and Money Market APY calculations are based on collected balances. Minimum opening balances of $5000 are required for regular CDs and $100,000 for Jumbo CDs. Minimum opening balances of $500 are required for regular IRAs and $250 for 18 month variable IRAs. CD and IRA APY calculations are based on actual balances. Yield is subject to change. Rates may be changed without notice except with Fixed CD products. CD's have a penalty for early withdrawal. Fees may reduce earnings. Virginia Business Bank is not responsible for typographic errors. Please contact Virginia Business Bank for the latest rates. Virginia Business Bank, Member FDIC.

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Annual Percentage Yields

Virginia Business Bank offers attractive APYs. Click below to view our current rates.

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